
	Don't forget to factor in closing costs when considering a home sale or purchase. Helen Najar is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call us today at 562.673.4337 if your needs include a real estate pro ready for the business side of real estate.

What closing costs should you expect?

There are certain typical costs associated with closing the sale of a house. These expenses are often divided between the buyer and seller, as dictated in the sales contract. Many are universal, but there are nuances to each, so you'll want a real estate expert in California to help show you through your process.

Loan-related closing costs (Details)

Points (optional)
Appraisal Fee
Credit Report
Interest Payment
Escrow Account

At closing, these taxes are usually collected (Details)

Property Taxes
Transfer Taxes and Recording Fees

At closing, these fees are often due (Details)

Homeowners Insurance
Flood or Quake Insurance (optional)
Private Mortgage Insurance (PMI) (optional)
Title Insurance

Sellers: As we hammer out your transaction, not only will I work to get the highest sales price, but I'll also push for lower closing costs. And once we've reached an agreement, I'll fully clarify the closing costs so you are aware of exactly where your money is going.

Buyers: If you are purchasing real estate in Orange County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within an appropriate range so you're not stunned when you reach closing time. I'll be glad to look through the GFE with you, answering your questions and highlighting any estimates that seem unusual.